Budgetlator
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Available on iOS & Web

Your finances,
finally clear.

AI-powered budgeting that connects to your bank, tracks every dollar, and coaches you toward financial freedom.

Start for freeDownload for iOS

Total Balance

$12,847.50

↑ $342 this month

Groceries$320 / $500
Dining$180 / $200
Transport$95 / $150

Everything you need to take control

From automatic bank syncing to AI-powered insights, Budgetlator is the last finance app you'll ever need.

Bank Syncing

Connect all your bank accounts with Plaid. Transactions sync automatically, twice daily.

Smart Budgets

Set spending limits per category. AI suggests personalized budgets based on your actual spending.

AI Coach

Ask anything about your finances. Your AI coach has full context on accounts, transactions, and budgets.

Auto Categorization

AI automatically categorizes every transaction. Merchants you override are remembered.

Proactive Insights

Spending alerts before you overspend. Weekly summaries and cash flow forecasts keep you ahead.

Spending Waterfall

Visualize exactly where your money goes with animated category breakdowns and trend analysis.

Up and running in minutes

Three simple steps to financial clarity.

1

Connect Your Banks

Link your accounts securely with Plaid. We support thousands of financial institutions across the US.

2

Set Your Budgets

Create spending limits per category or let AI generate personalized budgets from your history.

3

Get AI Insights

Your AI coach analyzes your patterns and delivers personalized recommendations every day.

AI Financial Coach

Your personal finance expert, always on.

Full context on your accounts, transactions, and budgets
Proactive spending alerts before you overspend
30-day cash flow forecasting
Monthly financial report cards (graded A–F)
Personalized savings opportunities
How is my spending this month?
You've spent $1,847 so far this month, which is on track with your $2,400 budget. Dining Out is at 90% of its limit — consider cooking at home this week to stay under budget.
What's my biggest opportunity to save?
You're spending $340/month on streaming services across 6 subscriptions. Cutting 2-3 that you rarely use could save ~$120/month, or $1,440/year.

Bank-grade security, always.

Your financial data is protected by the same standards used by major financial institutions.

Bank-Grade Encryption

All data is encrypted at rest and in transit using AES-256 and TLS 1.3.

Plaid-Secured Connections

Bank credentials never touch our servers. Plaid handles all financial institution connections.

Read-Only Access

Budgetlator only reads your transaction data. We can never move or access your money.

Start tracking today.

Join thousands of users who have taken control of their finances with Budgetlator.

Get started freeDownload for iOS
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